Summary: A January 2026 dining promo roundup featuring BPI credit card offers: examples of discount rates, minimum spend reminders, and quick tips to confirm merchant participation before dining.

Quick notes:

• Examples from January 2026 dining lists include percentage discounts at selected restaurants (availability varies by merchant).
• Some offers mention a minimum spend (e.g., ₱5,000) and a maximum discount cap (e.g., ₱5,000), with specific valid days (such as weekdays only).
• Always confirm the promo period (for January offers, typically Jan 1–31, 2026), eligible card variants, and whether reservations are required.
• This page is a reference hub—final mechanics and merchant lists should be verified on the official promo pages.

Search intent: This page is built for the keyword BPI promo2026 and related queries like BPI promo 2026.